What sources of information do learner use to get a skill outside of Essay

What sources of information do learner use to get a skill outside of the formal education system - Essay Example These sources of information often avail information to the learner although, at times the learner may be unconscious of it. These sources of information include personal learning experience, families, friends, information and communication technology, digital media, internet, community members among other sources. Acquiring a skill for doing a particular job from people experienced in that line is probably the best way of learning. For instance, interacting with people experienced in rock climbing can help one acquire the technique in the most effective way. Safety techniques for using build anchors use belay devices, use karabiners and quick draws for the beginners of rock climbing can best be learnt together with the experienced climbers who are experts. Also several exercises outside classroom can help one develop a particular skill. Thus several years of gymnastics improves one’s ability to practice yoga. Students may try new things and upon failure to achieve their set objectives, they get assistance from family members (Knight 14). Through family members, a student may acquire a unique skill through copying what the other members of the family do for instance, marrying a vegetarian partner or having a vegetarian parent can make one become vegetarian. Friends from work places or r esidential places can also help one acquire a particular skill. Therefore, doing and attempting to do, forms the basis of a student’s natural acquisition of skills (Volpe 149). Primarily, parents are regarded as the primary educators to their children. For instance, living with a deaf parent can help one acquire the skills of using sign languages (Juul 108). Through a strengthened relationship between the learner and the parents, a learner acquire relevant information that help him impact relevant skill outside classrooms. Parents avail this relevant information to the learners through story telling in the form of narratives, spiritual teachings

Security Preparation in Shopping Malls

Security Preparation in Shopping Malls Security Plan Paper Security preparation is essential to maintain a flourishing business. Some shopping center otherwise wholesale store has a more appropriate outline of security to function appropriately and be able to make a earning. Security has many different forms varies it could be locked gates to armed security as well as entree position. Electronics has a major role with maintaining a company secured along with the safety. Security arrangements are surveillance cameras, alarms also security workers are keeping watch of the cameras, they are part of a very essential position in the success of the business. Nevertheless, this is in order to keep the commodities being removed off the premises without it being paid for. Security experts have to maintain to the uppermost regulations when working in any Shopping mall. There are malls that will only hire qualified individuals that will take on the duty of keeping their environment risk-free. In addition, when it comes to security professionals it is essential they be trusted and accountable if they want staff members to respect them. Security experts have to train, constant review of their occupation duties with current evaluations about their job performance. Shopping Mall has excellent security systems that are highly recommended with security officers. However, these security officers are able to see precisely what is going on in all parts of the shopping center. The security system has extremely good quality video equipment. The back entries to all the retail provisions that are surrounded by the shopping center has restricted entree, which the security officers are placed throughout the shopping center. There are signs throughout the shopping cent ers also in the parking lot stating that it is under surveillance. Several shopping centers have parking lots that are well lit for the protection of the customers as well as the employees. When it comes to the employees there are many that will do their best to attain accurate and risk-free safety measures. When it comes to the technology at the shopping center, it has a complex plan of attack to security, which includes crime prevention through environment design. This is a plan, which includes interior and exterior design features to help better some crime and protect customers along with employees. Even so all criminal acts cannot be prevented the workers as well as security professionals continue to work collectively keep the mall safe as possible for the customers and all who work there. There are a few threats that some of these shopping centers need to keep watch of robbery, arson, shoplifting, theft, bomb threats also computer hacking. These criminal acts are not only limited but also it can happen anywhere at any given time. That is why many of the shopping centers strive to making sure they have the best security standards. Every employee as well as the security professionals that work at these different shopping centers has to be ready for any type of situation. The security professionals at these shopping centers need to be aware of any shoplifters. When an individual is in a store and not purchasing, anything or the customer looks suspicious or wearing clothing that does not permit the weather, which could be a possible threat. Although many shopping malls have a great security, plans there are not many businesses that are safe any type of threat. It is important that all security personnel be trained in order to handle all types’ scenarios. Once the proper training has been accessible and completed by all security official at all of the stores that are located within the shopping mall can be susceptible to all dangers. However, there are varieties of liable threats that can come up. However, the threat can include things like the lack of proper surveillance, and the possibility of unofficial personnel entering any store from a loading docks, threats from robberies as well as to cashiers and also the possibility of a shoplifting threats to cashiers this can definitely be overlooked. Once all of the security personnel have done their jobs to the best of their ability, the threats would not be as high. When it comes to physical security is controlling in many shopping malls. The mall that I have been too they have at least two at every entrance. Then there are armed security guards that are in the security office as well that are monitoring the cameras then there are armed security officers who are walking throughout the mall to keep a watch for any threats. The physical features of a security plan that they have for some of these malls can be very impressive but are a step ahead of other security standards. The security personnel at the shopping malls they use two way radio and cell phones to communicate with one another. There are shopping malls that I have been to that the employees had a two-way radios or a cell phone that they were carrying at all times. This is another way for them to be aware about what is taking place and relay information efficiently and quickly to one another; this is what makes things in the mall run smoothly. Then the information is being recorded on a high tech monitoring system, this a immense help for any crime scene investigations along with assembly cases. Many of the shopping malls are insured for liability. When incidents that take place at a shopping mall or either on the premises, it is recorded through the cameras that are located just about everywhere. Having this information is great when it pertains to liability. In order to become employed with any shopping center one have to pass a drug test as well as alcohol test, they will have to go through the pre employment screening along with a full background check completed. After they are hired, each individual along with the security personnel will then be subject to a random drug and alcohol testing. With the pre employment screenings this is essential this is another way to keep the environment safe from any lose furthermore employee stealing. There are guidelines that need to be respected for a screening to be done correctly. Every policy that is in place at these shopping malls relies on the teamwork. When it comes to the employees and the security staff, they rely on one another for assistance and safety. These plans of action are needed to be able to keep things moving smoothly. The other stores within the mall have their own goals. These stores have precise inventory with all of their merchandise that comes into their store along with the merchandise that goes out as well. The security staff will help in making sure each individual store will be making a profit. If there should ever be a bomb threat at a shopping mall, they will have to evacuate the entire building. Then everyone will have to stand away from the parking lot that is closest to the road until the authority is given a call. When there is a bomb threat, it needs to be taken seriously and this is the same way if there were a fire. The difference is that the authorities that would need to be called for a bomb threat is a swat team and then the bomb squad will then be called as for a fire the fire department will be called as well. When it comes to these threats, there is a code that is used while using two way radios as a way of communication so that the security staff can inform the other staff members to evacuate the premises within a clam but yet in a effective and speedy manner. All members will have to stand outside away from building until the authorities has cleared the area of being safe. If ever the shopping mall were to have a fire, the same procedure as for a bomb threa t would be used. Even though there are fire alarms that are located throughout the building which are at all entrances, exits. Again, in case of a bomb threat the staff members and security personnel they work together in order to help evacuate the building safely everyone have to stay away until the authorities cleared the area from all danger. When there is a threat to any shopping mall the security personnel are notified through there two-way radios. References Clifford, M. (2004). Identifying and Exploring Security Essentials. Prentice Hall Homeland Security.(2006).Retrieved from http:// http://www.rand.org/content/dam/rand/pubs/technical_reports/2006/RAND_TR401.pdf

Twinkies :: Sociology, Chinese Americans

Traditionally, Twinkies are usually thought of as cream-filled yellow sponge cakes. To Chinese Americans, a different image is conjured. When Chinese Americans integrate with the American culture so much that their Chinese culture is much less apparent, they are known as â€Å"Twinkies†: yellow on the outside and white on the inside. In Amy Tan’s essay â€Å"Mother Tongue† and Elizabeth Wong’s essay â€Å"The Struggle to be an All-American Girl†, both girls are Chinese American trying to fit in with the American society while their Chinese mother’s are very traditional at home. Tan and Wong are trying to please their image in America and their mothers at the same time. While these essays are similar because they focus on the native languages used in America and the struggles of being a Chinese American in America, they differ in both their attitudes toward their mothers and personal reflections of being Chinese American. An individual’s background is where one comes from and how he or she is raised. Tan is Chinese American. She has a traditional Chinese mother who speaks â€Å"broken† English. Tan states that, â€Å"It has always bothered me that I can think of no way to describe it other than ‘broken’, as if it were damaged and needed to be fixed[. . .]† (Tan 43). Tan is an American school girl. As Tan listens to her mother use that type of dialect, it causes her perception of her mother to be distraught. Tan believed it â€Å"[. . .] reflected the quality of what [her mother] had to say† (Tan 43). For instance, department store clerks, bank employees and restaurant workers will ignore her mother when they can not understand her. Tan is a writer who loves the use of language. She says, â€Å"Language is the tool of my trade. And I use them all-all the Englishes I grew up with† (Tan 41). She is able to adapt her dialect to her audience. With her mothe r, she uses â€Å"broken† English; with her colleagues, she uses correct English grammar. Similarly, Wong also grew up in America with a traditional Chinese mother. In contrast, Wong’s upbringing involves her mother forcing her into attending two different schools. After her American school day, Wong continues on with Chinese school to learn both cultures. Her mother felt it was her duty to â€Å"[. . .] learn the language of [her] heritage† (Wong 144). This puts a burden on Wong as she starts to despise the Chinese culture.

Response Paper to Buffalo Creek Flood and Buffalo Creek Revisited

Buffalo Creek Flood: An Act of Man and Buffalo Creek Revisited are both documentary films about the disaster that happened on February 26, 1972. Pittston’s (the name of the coal company) dam broke and released 132 million gallons of waste water in Logan County, West Virginia USA. This paper would feature the author’s response towards the two documentary films inspired by the Buffalo Creek disaster. Response to the Films The title of the first documentary is a parody to the claim of the Pittston company that the disaster was an â€Å"Act of God,† claiming that God had simply put more rain water on the dam than it could hold.It is always disturbing to hear anyone blame God for the tragedies that happen in life. It is blasphemy to do such a thing. Instead of blaming God for their mistakes, they could have built a stronger dam, but they did not. As proof of the company’s deranged minds, they did not even warn the residents that the dam was on the brink of coll apse. The company even assured the residents that everything was okay, but once they assessed the condition of the dam, they were off in the other direction.These films show, although not in detail, the events that caused the disaster and the events after it through an interview of those involved. What is alarming in this film is how lightly the Pittston coal company took the matter lightly—in an interview. The company president was asked about the responsibility of the company; having pre-conceived the safest answer, he just said that they were still waiting for the results of the investigation when it was clear that they were at fault. Also, when asked about the proper spelling of his name, he laughed and commented that it was the hardest question he had to answer that day.The second film, Buffalo Creek Revisited, is about the condition of the residents after the disaster. Again, alarmingly, the company responsible had not made any significant moves to compensate for the lo sses the residents have had. References Buffalo Creek Flood: An Act of Man Transcript (n. d. ) Retrieved April 26, 2009, from http://appalshop. org/buffalo/media/BCF-transcript. pdf. Buffalo Creek Revisited Transcript. (n. d) Retrieved April 26, 2009, from http://appalshop. org/buffalo/media/BCR-transcript. pdf.

Review on Michael Moore’s “Capitalism, a Love Story”

The way the stock market works in the world today is if there is a Stock (Piece or share of a company) that are being bought out by a lot of investors, the price of the stock will increase extraordinary high. If the stock does not get bought, the price of the stock will lower to a cheaper price. To buy the best stock that will soon be more valuable is a race as brokers try and fight to find the potential grossing stock and buy tons of them at a cheap price to later on earn tons of money as it becomes more valuable to invest and sell as the stock value increases and grosses.The stock market consists of a lot of people with different positions as an Investor is someone who commits capital in order to gain financial returns. A broker is a person who buys and sells goods or assets for others. A trader is a person who buys and sells the stock in the market. A corporate raider is an investor who buys a large number of shares in a corporation whose assets appear to be undervalued.The stock market has a lot of terms that define small things that broker/traders need to know to work in the stock market as like derivatives which are contracts between two or more parties. Other small stuff come into play as in commodities which are marketable items produced to satisfy wants or needs of the people. Dividends are payments made by a corporation to its shareholder members which are basically the portion of corporate profits paid out to stockholders.Now here are the big terms that people should be aware of to try to make it big as like Equity which is the residual claim or interest of the most junior class of investors in assets, after all liabilities are paid. Golden Parachutes are agreements that are made between a company and an employee (usually upper executive) specifying that the employee will receive certain significant benefits if employment is terminated which put a lot of CEO’s in the jackpot and have them rich for a long while.And finally, Liquidation which is the process by which a company (or part of a company) is brought to an end, and the assets and property of the company redistributed. This brings a lot of businesses down and suffers. Insider trading used all the time by brokers and traders to get ahead of the game and earn big bucks and live life. It’s a strategy that a lot of the brokers live by and use to make them successful as it’s the trading of a corporation's stock or other securities (such as bonds or stock options) by individuals with access to non-public information about the company.It brings the inside scoop about businesses to brokers to give them a chance and advantage to invest and make a lot of money before News is released to the public. Fraud is an intentional deception made for personal gain or to damage another individual. The economy can be harmed by these types of strategies as Insider trading can be used for unfair advantage for investors as it helps them show what to invest before everyone els e and BIG Bucks before anyone.Fraud is harmful as it steals money away from people that are rightfully theirs and brings people into debt with the people stealing their money come out to become very wealthy and use their stolen money on special interests and personal gains when none of that money is earned by them. So insider trading helps investors cheat the game of the stock market and fraud helps investors steal the money that is rightfully own to the people which is basically stealing money from the economy of the U. S.The SEC tries to prevent those things by for insider trading; they try to track down anyone they believe is to be involved as they obtain warrants for financial records and wiretaps, and find any other means to pursue the evidence that comes their way. If enough evidence is found to indict someone for insider trading, the individuals will be arrested and the case is handed over to a U. S. attorney. They do it because insider trading is unfair to the stock market g ame and the other investors and traders who are not involved in insider trading.For fraud, the SEC tries to prevent that by first to help educate investors to protect themselves against fraud, second, they conduct regulatory examinations to ensure that firms have robust compliance systems to prevent and detect fraud and other violations, and finally, they aggressively prosecute securities fraud, working together with criminal prosecutors. They do this because they believe that businesses should deserve this horrible incident to happen to them financially and should protect themselves from cunning con artists out there in society. Finally, about the movie Wall Street (1987)†¦..The movie â€Å"Wall street† was a really good and educational movie at some points as it was well-directed and helped showed the pros and cons of working in the stock market and how people entering that type of field should be fearless and aware of anything that is going on underground or in public and be picky on who to trust as there are a lot of â€Å"Gordon Gekko’s† in the world befriending many traders/brokers and stabbing them in the back at any moment based on their feelings/impression about them. Some key scenes in the movie were to be the â€Å"Greed is good† speech as it helped pictured an image what the U.S. is truly is and where it will be with the economy. The scene which Bud fox found out the sale of Blue-Star was pretty dramatic as it helped Bud realize how cruel and Greedy Gordon Gekko was. And another key Scene was the confrontation between Gordon and Bud after Bud found out about the sale of Blue-Star. The Movie showed that stock market is hectic and scary and people should watched their step on which path they’re going to take as they could fall into a hole anytime with either having SEC involved with it or lose a ton of money and be sent on to the streets.The stock market is a scary and hectic field to pursue a career in but if people have the brains, the charm and the look, through strategically planning and working, they can come out very successful and be at the top. But the market can always change people, physically, mentally and personality wise like once they go into the field it’s hard to get out and it sometimes changes them into a different person probably into a person with Greed to make more and more, probably a â€Å"Gordon Gekko†.

Free Essays on The Canterbury Tales

The Wife of Bath’s Reflexive Contradiction for Sexual Equality in the Canterbury Tales The Wife of Bath has been described and depicted as an independent proto-feminist who long ago led the charge for sexual equality. Chaucer’s visionary protagonist was a refreshing and modern look at women’s rights in the fifteenth century. She spends much of her prologue breaking down stereotypical barriers that have confined women of her time to passive and subservient roles in her society. As a result, her prologue, if standing alone, can be noted as one of the great calls for female independence in historical literature. But upon viewing her works as a whole, her section of the General Prologue, her prologue and her tale, it is well noted that she strikingly contradicts her own call for equality with her story of the knight and the hag. She builds her case so strongly and defiantly in her prologue, yet subsequently demolishes her argument in her following tale. By allowing the hag to compromise her position, rewarding the knight for his chauvinist deeds and co untering her own stance with several questionable details, the Wife of Bath contradicts her position for sexual equality and retards the momentum she had built in her preceding works. After the hag has put the knight in a position where she could take advantage and follow the Wife of Bath’s principles, she not only passes up on the chance to treach the knight a lesson, but actually entreats his disturbing persona. To procure their first encounter the hag (and this can be rightly assumed by her mysterious and later magical nature) attracts the knight the only way he could be lured. She supernaturally displays twenty-four dancing women to which, â€Å"he drew ful yerne. (999)† This quick advancement upon the women by the knight can be derived as the hag controlling him by taking advantage of his carnal desires, already displayed by his Neanderthalic raping of the maiden in th... Free Essays on The Canterbury Tales Free Essays on The Canterbury Tales The Wife of Bath’s Reflexive Contradiction for Sexual Equality in the Canterbury Tales The Wife of Bath has been described and depicted as an independent proto-feminist who long ago led the charge for sexual equality. Chaucer’s visionary protagonist was a refreshing and modern look at women’s rights in the fifteenth century. She spends much of her prologue breaking down stereotypical barriers that have confined women of her time to passive and subservient roles in her society. As a result, her prologue, if standing alone, can be noted as one of the great calls for female independence in historical literature. But upon viewing her works as a whole, her section of the General Prologue, her prologue and her tale, it is well noted that she strikingly contradicts her own call for equality with her story of the knight and the hag. She builds her case so strongly and defiantly in her prologue, yet subsequently demolishes her argument in her following tale. By allowing the hag to compromise her position, rewarding the knight for his chauvinist deeds and co untering her own stance with several questionable details, the Wife of Bath contradicts her position for sexual equality and retards the momentum she had built in her preceding works. After the hag has put the knight in a position where she could take advantage and follow the Wife of Bath’s principles, she not only passes up on the chance to treach the knight a lesson, but actually entreats his disturbing persona. To procure their first encounter the hag (and this can be rightly assumed by her mysterious and later magical nature) attracts the knight the only way he could be lured. She supernaturally displays twenty-four dancing women to which, â€Å"he drew ful yerne. (999)† This quick advancement upon the women by the knight can be derived as the hag controlling him by taking advantage of his carnal desires, already displayed by his Neanderthalic raping of the maiden in th... Free Essays on The Canterbury Tales In Geoffrey Chaucer’s The Canterbury Tales, participants of a pilgrimage to Canterbury tell tales to entertain each other, revealing many aspects of medieval society. Through the double narration it can be seen that the narrator of the Prologue is Chaucer but this pilgrim Chaucer is not the author Chaucer. The pilgrim never describes his own career or social standing, but upon examination, he proves to be a corrupt individual of the upper class. The tales are not simply a story or a poem, it is an individual speaking about his observations- an oral performance. In the tales that follow, Chaucher (the pilgrim) will impersonate the others, â€Å"The wordes mote be cosin to the dede- (Line 742)† so his words must match the action he sees. It becomes a double narration, where Chaucer creates this pilgrim who tells the story of a great pilgrimage to Canterbury. There is no longer a creator of the poem, simply a speaker, a character who has his own characteristics and repeats what he sees. Despite its subtly, these traits expose the pilgrim Chaucer. Each of the stories in The Canterbury Tales are to be told with the utmost accuracy, suggesting Chaucer’s literacy. â€Å"Whoso shal telle a tale after a man, He moot reherce as ny as evere he can Everish a word, if it be in his charge, Al speke he never so rudeliche and large; Or elles he moot telle his tale untrewe, Or feyne thing, or finde wordes newe.† (Lines 731-736) Chaucer tells us that to repeat another man’s tale, one must rehearse it as it is told, every single word, no matter how roughly or broadly he speaks because otherwise the tale will be untrue, filled with invented words. With 30 pilgrims telling two tales each on their passage to Canterbury and two tales each on the return home, that totals to over a hundred tales. To recite these tales exactly as they were told is a near impossible promise- to fulfill it he must be writing notes of some sort, proving him to... Free Essays on The Canterbury Tales When four knights murdered Thomas a Becket under King Henry’s orders in the cathedral, many people began to believe that the clergymen were crooked. Chaucer, author of The Canterbury Tales, represents these sentiments that the medieval church is a corrupt institution that produces corrupt and untraditional individuals. Chaucer puts these feelings on display in the prologue as he mocks and satirizes the clergy members, which include the Nun, the Monk, and the Friar. The first character that Chaucer satirizes is the Nun. The Nun is described as a tender-hearted, pleasant woman, who is well-mannered. At the dinner table, she refuses to let a morsel fall off her lip and often weeps if she sees a mouse caught in a trap. On top of ridiculing these extreme actions, Chaucer states that the Nun wears â€Å"a set of beads, the gaudies tricked in green,† thus showing her fashionable ways. However, the Nun proves to be the anti-thesis of what a nun should be since being both fashionable and a nun is incongruous. The Monk, on the other hand, is described as a â€Å"manly man† as well as a â€Å"fat and personable priest.† The Monk enjoys the sports of hunting and riding horses, thus showing his masculine and fancy side. However, a typical monk in the middle ages dedicated his time to copying manuscripts in the monastery and rarely spent time doing outdoor activities. Unlike a traditional monk, this one is robust and ignores the vows that he has taken. The Friar also defies the traditional clergymen expectations as he proves to be resolutely immoral. At first, the Friar is described as â€Å"a wanton one and merry,† who is â€Å"glib with gallant phrase and well-turned speech.† However, the Friar, who is supposed to hear confessions, sells pardons for sin for a price, seduces women who ask for forgiveness and spends more time in the bar than helping the poor. Instead of being holy and trustworthy, he is portrayed by Chaucer as a greedy and flirtat...

The Decision Making Process

The Decision Making Process Free Online Research Papers Decision making is a process of making choices among alternative courses of action. Decision making process involves a cycle of activities and events that begin with identification of a problem and ends with the evaluation of implemented solutions. In this essay I will discus the steps in the decision making process that I have applied to a decision that I have already made in my life. In fact I have made numerous decisions in my life such as joining a tertiary institution, getting married at the age of 25, having a child, buying a car and buying a house as well. In this essay my focus will be on buying a house. The first step of identifying and defining the problem became very urgent because I was renting a house for $300 per month. I had been renting from year 2000 till year 2005. I spent about $21,600 in rent for 6 years! Therefore I had a discussion with my wife to buy a house since we were not in a position to migrate overseas in the near future with just a diploma in education. The money that we would spend on rent will be used to make down payments. Generating and evaluating possible solutions towards buying a house was the step that I had skipped since one of my uncles had already seen the house that I initiated to buy and my wife had already desperately wanted that particular house. So this effort to locate, clarify, and evaluate alternative solution did not make sense to me at that time. I think this was not the best possible solution. I will discus this later in this essay. In this step I chose the behavioural decision model. I acted on the assumptions on what I had perceived in the first place. This was the first satisfactory decision that came across my attention. I was imperfect in my decision making and I had only partial knowledge on the property that I was interested to invest in. To implement my decision I had to secure a loan. The total cost of my investment was $80,000. I borrowed from Fiji National Provident Fund from my housing eligibility which became my initial deposit to the bank and the rest was funded by Colonial National Bank at an interest rate of 6.99% per annum for the first year and thereafter on a flexible interest rate. This meant that I did not have to use a single cent from my personal savings. Thus to implement my decision on buying the house had no obstacles. Finally I bought the house. I had to make a down payment of $525 per month. Initially I had thought that I won’t have difficulty in committing for my loan repayments. Instead of $300(which I used for my rent while I was renting), I had to commit another $225. Carefully I calculated that I will end up with no savings if I continued with my payments. The following year the interest rate was also anticipated to increase. So I evaluated my decision and made another (two bedroom) flat adjacent to the existing building worth $10,000 (which was part of my personal savings). I went to stay in this flat. The front flat was given on rent for $500 per month. Finally my payments were back to normal. The insights that I have learnt as a decision maker are: 1.) The benefits of my financial decisions. I had long term capital growth. Full rents paid to my nominated bank account-this helps my cash flow. Short to medium terms-tax variations, tax minimisation and negative gearing-this helps legally reduce the tax I pay. 2.) The cost-benefit analyses regarding my financial decision Each time when we make decisions new insights will be developed and might weigh the criteria’s performance differently. This makes for ineffective decision making or decision making mistakes. This also complicates learning from the decisions we make, as the bases for judging the outcomes changes each time. My second step towards buying the house could have been done more thoroughly. In fact there is nothing wrong with the location of my house, but if I would have invested the same amount of money in Nadi or in Lautoka City, I would be earning more than double the amount of money as rental income. This would mean I would still have to rent though. I also did not do sound financial planning and risk management framework in the beginning. I must have structured my financial commitments to suit my lifestyle needs and objectives before making the decision to buy the house. This is due to the fluctuating interest rates since currently my down payment per month is $721. Further I must have consulted a professional advisor who should have been very independent regarding the decisions that I should have made. This would have sorted out: the location of my investment my daily/weekly/monthly financial commitments where to commit my finance from. (The only financial institution that I consulted was Colonial National Bank) Finally I would like to say that decisions must be made using a pre-defined decision making process and skilled decision analyses. They are based on the values and perceptions of the decision maker and include carefully considered alternatives (choices) and options along with periodic validation of the decision and its effects. Wise Decisions may or may not follow external influences and expectations. Sound decisions are right, based on what one knows at a given point in time. What I have observed, is that Good Decision making is not an accident. It is a repeatable process. Good decision makers take a systematic approach to their decision making. They know or understand what situation they need to resolve and why they need to resolve it. They eliminate distractions, anxiety, subjectivity, and individual bias from the process. They generally create multiple potential solution options from which to choose. They make their choices based upon relevant facts and information, not on partial or conflicting data. Research Papers on The Decision Making ProcessIncorporating Risk and Uncertainty Factor in CapitalMoral and Ethical Issues in Hiring New EmployeesThe Project Managment Office SystemBionic Assembly System: A New Concept of SelfThree Concepts of PsychodynamicResearch Process Part OneOpen Architechture a white paperStandardized TestingNever Been Kicked Out of a Place This NiceUnreasonable Searches and Seizures